I can’t find my Husband’s Policy
We often receive calls from distraught spouses attempting to find out information about their recently deceased spouse’s life insurance policy. Quite often, in searching for information, they find us...
View ArticleTill Death…or Divorce…do we Part?
If you have recently or are currently going through a divorce, life insurance is probably not in the forefront of your concerns at the moment. However, it is one of the many items you will have to...
View ArticlePrimary and Contingent Beneficiaries
One question that comes up fairly regularly in filling out a life insurance application is who should my beneficiaries be and what’s the difference between a primary and contingent (or secondary)...
View ArticleWill your Life Insurance Benefits Go Unclaimed?
I recently read in an article on foxbusinessnews.com that life insurance companies may owe beneficiaries and the 50 states more than $1 billion in unclaimed assets – death benefits that have gone...
View ArticleLife Insurance and Insurable Interest
When a client is deciding on who to name as beneficiaries of their life insurance policy, the topic of insurable interest often comes up, Insurable Interest can be defined as: The interest arising...
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Naming Beneficiaries for your Life Insurance Policy
“Who should I name as my beneficiaries to my life insurance policy?” is a question we hear frequently around here. For those of you who are unfamiliar with the term, a beneficiary is the person(s) (or...
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Life Insurance – What’s in it for me?
I was flabbergasted recently when a prospect asked me this question about a term life insurance policy I was discussing with him – “what’s in it for me?” He is what we call in the life insurance...
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